Dr. James Cawley uses Graham Regional Medical Center due to accessibility to the main practice office. Dr. Cawley maintains privileges and is welcome at Stephens Memorial Hospital in Breckenridge, Texas, Hamilton Hospital in Olney, Texas, and is on the consulting staff of Faith Community in Jacksboro, Texas.
Insurance:
The receipt given to you after each visit has been designed to be used for insurance purposes. All claims for surgical and obstetrical care will be filed by our office staff. Please remember that your insurance is a contract between you and your insurance company. You are responsible for your bill regardless of what your insurance company pays, however, this office will make every effort to assist you in receiving the maximum benefit to which you are entitled.
Heres what you need to know about your health insurance coverage before seeking treatment:
- What is covered vs. what is not covered
- What are the deductibles and/or co-payments
- What are your in network labs and imaging centers
- What are your pharmacy benefits and in network pharmacies
- What approvals, if any, are necessary before you go to a doctor or hospital or if you require surgery and diagnostic tests
- Who provides the approvals and how are referrals to a specialist handled
- What hospitals are included in the network and are hospital stays limited by the insurance Company
Insurance Other Than Managed Care:
Our office files insurance claims only when we are able to verify insurance benefits. Otherwise, we collect payment in full at the time of service and give you an itemized statement in order for you to follow-up directly with your insurer. We file Medicare patient claims as required by the federal government and will accept Champus / TriCare and Medicaid patients.
Insurance / Disability Forms:
Please allow the office a minimum of 5 working days to complete insurance / disability forms. Patients should complete as much of the form (demographics) as possible before giving it to the office to complete.
